Group Medical Insurance

• Covers employers, employees and families
• Employees cannot be declined due to medical history
• Helps you hire and retain the best workers
• Premiums are tax deductible for employers

Group medical insurance is employer-sponsored health coverage for business owners, employees and often for dependents.

A majority of Americans have group medical coverage through their own or a family member's employer-sponsored group plan. Employers and employees can share costs and there are special tax incentives available to businesses that provide group medical insurance.

As an employer, you select a group health insurance plan and then invite your employees to enroll. Typically, employers cover at least 50% of each employee's monthly premium, and can also contribute to dependent premiums. The remainder is paid for by the employee.

If you want to provide medical insurance benefits and you're able to contribute toward employee premiums, group medical insurance is the way to go. Offering group medical insurance can help you hire and retain the best workers, and the amount you pay toward employee premiums may be tax-deductible. Since no one can be turned down based on medical history, group coverage also protects workers or family members who might otherwise go uninsured.

First, tell us about your company and employees. Then we'll show you medical insurance quotes from a number of leading companies in your area. Compare plan rates and benefits to find the best match for your needs and talk with one of our licensed insurance agents for personal help.